Business Insurance


Home Insurance

Cara Sparks is Palatine's trusted American Family Insurance agent.

No matter what field you’re in, business insurance can help you protect your dreams. Whether you’re a sole proprietor or you have a team of employees, having the right insurance is an essential element of financial protection.

Not sure what type of business coverage you need? Here are some common types of business and commercial insurance coverage solutions to consider.

Business Insurance Coverages

Our business coverage options allow you to customize and fine-tune your coverage to the exact needs of your company.

  • Building Coverage
  • Auxiliary Building Coverage
  • Damage to Space You Rent
  • Rental Property Damage Coverage
  • Business Auto Policy
  • Contractors Insurance

Insurance to Protect Your Business’ Employee Coverages

You’ve worked hard to accomplish your goals. We can help protect everything you’ve built up over the years with our suite of business policies on risk management, loss control and safety programs.

  • Workers Compensation and Employee Liability Policy
  • Business Liability Protection
  • Medical Expense Coverage
  • Commercial Liability Umbrella Policy
  • Employment Practices Liability Protection

Additional Insurance Coverages for Your Business

Optional coverages are available to help further protect your business from industry-specific concerns. Take a look at our additional coverage options and build out your policy with protection that goes above and beyond.

  • Cyber Liability Coverage
  • Spoilage Coverage
  • Back up and Overflow Coverage
  • Employee Dishonesty Protection
  • Flood Insurance

Get One Policy Customized for Your Business

As an American Family agency, our business insurance policies can combine property, loss of income, general liability, and crime coverages into a simple package - customized to your unique business needs. Our team can help walk you through our programs and help you decide which policies make the best sense for you. We work with all types of businesses. Here are just a few areas where we have specialized expertise:

  • Landlords, Property Managers and Condo Associations
  • Restaurants
  • Beauty & Hair Salons
  • Bakeries
  • Nail Salons
  • Accounting Firms
  • Real Estate Agents
  • Law Offices
  • Janitorial Companies
  • Photographers
Not sure what type of business or commercial insurance you need? Give us a call. We'll be happy to answer all of your questions, make recommendations and provide you with a free, no-obligation quotation.

About the Cara Sparks Agency


Cara SparksI have been an insurance professional since 2010, and have a lot of experience building lasting relationships and protecting customers dreams. Our agency offers auto, home, life, business, farm/ranch, and other kinds of insurance tailored to fit your family’s unique needs. You can count on each and every member of my team to be honest, attentive and straight forward, and to always put your best interests first. Above all else, we are educators, advisers, and dream protectors.

OUR Insurance Agency

My team is here to serve. Our unique backgrounds, training and experience have prepared us well to help meet your insurance needs. Additionally, as residents of your community, we understand how important it is to be there for you - our trusted friends and neighbors. Together, we're building strong partnerships that help everyone succeed.

CALL US AT (847) 885-2043