BUSINESS AND COMMERCIAL INSURANCE

Cara Sparks is Palatine's trusted American Family Insurance agent.

No matter what field you’re in, business insurance can help you protect your dreams. Whether you’re a sole proprietor or you have a team of employees, having the right insurance is an essential element of financial protection.

Not sure what type of business coverage you need? Here are some common types of business and commercial insurance coverage solutions to consider.

Business Insurance Coverages

Our business coverage options allow you to customize and fine-tune your coverage to the exact needs of your company.

• Building Coverage
• Auxiliary Building Coverage
• Damage to Space You Rent
• Rental Property Damage Coverage
• Business Auto Policy
• Contractors Insurance

Insurance to Protect Your Business’ Employee Coverages

You’ve worked hard to accomplish your goals. We can help protect everything you’ve built up over the years with our suite of business policies on risk management, loss control and safety programs.

• Workers Compensation and Employee Liability Policy
• Business Liability Protection
• Medical Expense Coverage
• Commercial Liability Umbrella Policy
• Employment Practices Liability Protection

Additional Insurance Coverages for Your Business

Optional coverages are available to help further protect your business from industry-specific concerns. Take a look at our additional coverage options and build out your policy with protection that goes above and beyond.

• Cyber Liability Coverage
• Spoilage Coverage
• Back up and Overflow Coverage
• Employee Dishonesty Protection
• Flood Insurance

Get One Policy Customized for Your Business

As an American Family agency, our business insurance policies can combine property, loss of income, general liability, and crime coverages into a simple package - customized to your unique business needs. Our team can help walk you through our programs and help you decide which policies make the best sense for you. We work with all types of businesses. Here are just a few areas where we have specialized expertise:

• Landlords, Property Managers and Condo Associations
• Restaurants
• Beauty & Hair Salons
• Bakeries
• Nail Salons
• Accounting Firms
• Real Estate Agents
• Law Offices
• Janitorial Companies
• Photographers

Not sure what type of business or commercial insurance you need? Give us a call. We'll be happy to answer all of your questions, make recommendations and provide you with a free, no-obligation quotation.