Quick auto insurance quotes in Palatine IL. Or get an insurance quote for home, life or business coverage!

Number One - JD Power


#1 In Customer Satisfaction - American Family Insurance is proud to announce we’ve been named #1 in Customer Satisfaction with the Auto Insurance Shopping Experience Among Midsize Insurers in the J.D. Power 2021 Insurance Shopping Satisfaction Study. You asked us for a better way to shop for affordable auto insurance — and we delivered.


At American Family Insurance, we’re about customizing your car coverage to meet your unique needs. Take a look at your options to start building a personalized policy that fits your life. Coverage options include: Collision Coverage, Comprehensive Coverage, Property Damage Liability Coverage, Bodily Injury Liability Coverage, Medical Expense Coverage, Personal Injury Protection Coverage, Rental Reimbursement Coverage, Underinsured Motorist Protection Coverage, Emergency Road Service Coverage, and Accidental Death and Dismemberment Coverage.


Request an Auto Insurance Quote

Not sure how much or what type of coverage is right for you? Just give us a call at (847) 885-2043!

State of Illinois
State of Illinois Vehicle Insurance Requirements

If you drive in Illinois, you are required to have minimum amounts of auto liability insurance. In addition, lending institutions may require physical damage insurance (collision coverage) for a financed vehicle.


Protect what matters most with American Family Insurance...

Auto Insurance

Let us build an auto insurance policy that lets you control what you pay. With American Family auto insurance, you're in the driver's seat! Pick your perfect coverages, pile on the discounts, get rewarded for your safe driving habits and so much more! See how we help you take control of what you pay at every step of the way. We also provides quotes for motocycles, recreational vehicles and more.

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Homeowners Coverage

From your countertops to the color of your walls, your home is uniquely yours. That’s why we provide the customized home coverage you need to protect what matters most to you. Shouldn’t your homeowners insurance be built just for you, too? We think so. Contact us for a quote today. We also cover condos and townhomes.

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Whole and Term Life Insurance

You do everything you can to protect your loved ones, and that includes their financial future. Whether you’re looking for temporary insurance or coverage that lasts a lifetime, American Family Life Insurance Company has customized options to financially protect the ones who matter most. Looking for a quote?

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Business and Commercial Coverage

No matter what field you’re in, business insurance can help you protect your dreams. Whether you’re a sole proprietor or you have a team of employees, having the right insurance is an essential element of financial protection. Our business coverage options allow you to customize and fine-tune your coverage to the exact needs of your company. Get a quote now.

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Landlord Policies

As a landlord, your business is as unique as the property you own. Similar to homeowners insurance, landlord insurance helps cover the cost of repairing your rental unit when the unexpected occurs. But the big difference with landlord insurance — and the big win here — is that it’s actually a business policy.

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Renters Coverage

A renters policy covers your personal property if it’s damaged by a covered event, like theft, fire or a storm. And it includes liability coverage for medical bills and lawsuits if a guest is accidentally injured in your apartment or home. It’ll even cover you for additional living expenses if your place becomes unlivable due to a covered event.

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Cara Sparks - American Family Insurance Agent

For friendly, professional service,
talk with Cara and her team today!

5-Star Rated on Google

We're here to serve the insurance needs of our friends and neighbors in Palatine, IL.


Based in Palatine, I have been an insurance professional since 2010, and have a lot of experience building lasting relationships and protecting customers dreams. Our agency offers auto, home, life, business, farm/ranch, and other kinds of insurance tailored to fit your family’s unique needs. You can count on each and every member of my team to be honest, attentive and straight forward, and to always put your best interests first. Above all else, we are educators, advisers, and dream protectors. Request an insurance quote →


My team is here to serve. Our unique backgrounds, training and experience have prepared us well to help meet your insurance needs. Additionally, as residents of your community, we understand how important it is to be there for you - our trusted friends and neighbors. Together, we're building strong partnerships that help everyone succeed.

YES, Cara Sparks and team, please contact me! I have a question or require an insurance quote for:

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  Car Insurance
  Home Insurance
  Life Insurance
  Business Insurance
  Condo Insurance
  Renters Insurance
  Landlord Insurance
  Other (please specify below)

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Palatine Office

If you live or do business in the northwest suburbs of Chicago, our Palatine, Illinois office is nearby and offers free Wi-Fi, complimentary beverages, and a kid friendly environment, with toys, chalk and coloring books to play with during their parents in office appointments. We're open Monday through Friday from 9:00 am to 5:00 pm with weekend and night appointments available upon request.

Cara Sparks American Family Insurance Agency

4811 Emerson Ave., Suite 103
Palatine, IL 60067


(847) 885-2043


(844) 285-1811

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