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Coverage for Rental Properties & Associations
Rental properties, apartments and associations come in all shapes and sizes. Let us help you build an insurance and risk management program that meets your needs and gives you the protection your business needs. While features, limits, and insurance products vary, types of coverage may include:
Building coverage
If your buildings are damaged, our property coverage works hard to help you repair or rebuild quickly. We also help cover the loss of rent payments you might face while the repairs are being completed.
Auxiliary structure coverage
If you have additional buildings and structures that service your property - such as vehicle garages, storage buildings, fences, swimming pools, and club houses - we've got a policy specifically for you. Our agents can custom-build coverage to match the contours of all your rental property needs.
General liability protection
Accidents happen! Make sure you're protected from bodily injury, property damage, and personal and advertising injury expenses that arise from the operations of your rental properties, apartments or association.
Medical expense coverage
Regardless if you're liable or not, this coverage helps cover the cost of immediate medical care for injuries that take place on your premises.
Commercial umbrella liability policy
This policy provides additional protection on top of your primary general liability coverage to give you extra security against legal and financial accidents.
Flood insurance
Protect your properties with a flood insurance policy offered through the National Flood Insurance Program.
Tools to Help You Protect Your Rental Properties
At the Cara Sparks American Family Insurance, our goal is to be with you every step of the way — protecting your rental properties, apartment complex or association. We even offer free resources, like our Landlord Toolbox. So please contact us to learn about all of the ways we can help you manage risk and safeguard your rental properties.